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SSI & personal credit card debt. I experienced simply read previous today that when a member of the family will pay your personal credit card debt than that really matters as an earnings for you and might be deducted from your own SSI

SSI & personal credit card debt. I experienced simply read previous today that when a member of the family will pay your personal credit card debt than that really matters as an earnings for you and might be deducted from your own SSI

We presently get SSI (i am a grown-up and I also are now living in VA) and have always been having issues making my bank card payment each now because of the interest month. I’ve seen on other web web web sites it’s ok if a household people takes care of the card for you personally should they straight spend the lender and never provide the cash for you, it will maybe not affect your SSI. Had been wondering if there clearly was any truth for this? I might rather maybe maybe not register bankruptcy and spoil my credit. Many Many Many Thanks!

Hi here, i’m very sorry to listen to that! Some forms of help that exist from household members count as “in-kind help and maintenance”(ISM). I am maybe maybe not completely certain that a member of family spending a credit automobile bill matters as ISM, you might speak to your SSA that is local office this, they may be able better simplify if this kind of help could be considered ISM.

We had simply read previous today that when a member of the family will pay your personal credit card debt than that matters being an earnings to you personally and may be deducted from your own SSI

In respond to We had simply read previous today by Veronica (maybe not confirmed)

Hi Veronica, that could be the truth, it might be an idea that is good contact the SSA regarding this if this is one thing both you and a member of family are organizing.